Real Estate Finance




Features & Benefits
Financing up to 80% of the unit value.
No Limit to loan Amount.
Total Mortgage loan installment should not exceed 40% of the net monthly income.
Repayment period up to 20 years.
Minimum age at the time of applying is 21 years.
Borrower's age should not exceed 65 years at loan maturity date.
Possible accelerated repayment throughout the contractual tenure.
Diverse variety of developments, projects and units offered to clients for selection of preferred unit .
Fixed monthly installments.
Competitive Interest Rate Applies.
Life & Unit Insurance Through Out the loan Duration.
Facilitated processes and procedures through quick acquisition of required documents and paperwork.
Accept Degree Partners Income to Increase the Loan Amount.
The property will be registered in the client's name and pledged to EALB throughout the repayment period.


EALB is specialized in Mortgage finance
Residential units.
Commercial units.
Administrative units.
Summer Vacation units.
Central Bank of Egypt Initiative.
Financing the Purchase of the QASTLY System.
Real Estate Portfolios.

Residential units
It Enables the Customer to obtain the Financing up to 80% of the unit value and Repayment period up to 20 years

Commercial units
It Enables the Customer to obtain the Financing up to 70% of the unit value and Repayment period up to 15 years

Administrative units
It Enables the Customer to obtain the Financing up to 70% of the unit value and Repayment period up to 15 years

Summer Vacation units
It Enables the Customer to obtain the Financing up to 70% of the unit value and Repayment period up to 15 years

Central Bank of Egypt Initiative
It Enables the Customer to obtain the Financing for the purchase only residential units only whose area does not exceed 2,250,000 pounds with a financing rate of up to 80% of the unit value and payment periodof up to 20 years at an interest rate of 8% decreasing

Financing the Purchase of the KASTLY System
It Enables the Customer to obtain Financing for the purchase of the residential, commrrcial, or administrative units of the bank and it is characteizd by the installment system that displys the real estate units owned by the bank by selling directly through installment systems for one year without interest and from tow years to five years at a competitive interest rate.
KASTLY product is not needed documents proving the income of the customer, and the bank will only make a Iscore

Real Estate Portfolios
Real Estate Portfolios Product Suports Real Estate Developers (Transferring the Rights of their Retail Portfolios to EALB.

Types of Clients

Egyptian Residents.
Egyptian Working Abroad.
Employed & Self Employed or Professionals.
Foreigner Residents.
Corporate.


Types of Units

Registered Units.
Eligible for registration: registered units (Registered Land + Building license).
Allocated units in the New Urban Communities.
All Over Governorates in Egypt Including Ein El Sokhna, North Coast, etc...


For more info please contact us at

real-estate@eal-bank.com