Personal Finance



Employees Personal Finance



You can apply if you are :
Employee with undertaking from employer to transfer full salary / installment monthly to EALB
Employee who will transfer or deposit the monthly installment to EALB

Benefits

Competitive interest rates
Finance Amount up to EGP 1,250,000 STL
Finance Amount up to EGP 750,000 NSTL
Loan Tenor up to 10 years
Minimum age from 21 till 60 years
Minimum monthly salary:
        EGP 2000 for full salary / installment Transfer
        EGP 3000 for non salary/installment transfer

Requirements

Copy of valid national ID
Recent utility bill
HR Letter
3 Pay Slips or 6 months bank statement
Customers with employer undertaking full salary / installment Transfer shall submit employer undertaking to transfer salary or installment

Self Employed and Professionals Personal Finance



You can apply if you are:
Self employed /partner in a company for 2 years or more
Professional with practice permit for 2 years or more

Benefits

Competitive interest rates
Finance Amount up to EGP 1,500,000
Loan Tenor up to 8 years
Minimum age from 21 till 65 years
Minimum monthly salary EGP 7000

Requirements

Copy of valid national ID
Recent utility bill
Recent commercial register
Copy of practice permit for professionals
6 months bank statement


Personal Finance for Doctors & Dentists



You can apply if you are a Doctor / Dentist for 2 years or more of experience
Benefits

Finance Amount up to 1,500,000
Competitive interest rate
Loan up to 8 years
minimum age from 21 till 65 years
minimum monthly income is EGP 7000

Requirements

Copy of valid national ID
Recent utility bill
Recent commercial register
Copy of practice permit
6 months’ bank statement
Copy of tax card in case of having more than 5 years of experience



Bankers Personal Finance



Benefits

Competitive interest rates
Finance Amount up to EGP 1,500,000
Loan Tenor up to 10 years
Minimum age from 21 till 60 years
Minimum monthly salary EGP 3000
Requirements

Copy of valid national ID
Recent utility bill
HR Letter
3 Pay Slips or 3 months bank statement



Overdraft Against Collateral (CDs or TDs)



Apply for an overdraft with EALB and enjoy the flexibility of repayment at your convenience
Over Draft Against Collateral renewed annually
Finance up to 80%of Collateral

Requirements

Sign overdraft request
Copy of national ID or passport with valid residence permit for foreigners
Undertaking for lien on deposits


Personal Finance against Deposits



Apply for personal loan against your Deposits with the simplest procedures

Minimum loan amount EGP 10,000 with no maximum amount
Loan tenor up to 10 years
Finance up to 90 %of the deposit amount
Competitive interest rate with 2% above the deposit rate
2.5% above the deposite rate
Minimum age 21 and no max


Requirements

Sign personal finance against deposit request
Undertaking for lien on deposits
Automatic renewal of the deposit all through loan duration
Copy of valid national ID or passport with valid residence permit for foreigners